Africa's structured wealth platform

Your money
deserves structure.

Vestup puts your naira to work in professionally managed, SEC-compliant fixed-income instruments. Earn up to 35% annually with full capital protection.

SEC Compliant
Bank-Grade Security
Professionally Managed

Total Portfolio Value

₦2,847,500

+16.2% YTD
Govt Securities
42%
Fixed Income
31%
Corp Bonds
18%
Money Market
9%

Monthly Return

+₦38,400

Active Plans

3 Plans

+₦38,400

this month

Returns Paid

100% on-time

₦4.2B

Assets Under Management

18,400+

Verified Investors

14.8%

Average Annual Return

100%

On-Time Payout Rate

Simple Process

How Vestup Works

01

Create & Verify

Sign up in minutes and complete KYC verification to unlock all investment features.

02

Choose a Plan

Browse our SEC-compliant investment plans and pick the one that matches your goals.

03

Fund Portfolio

Fund your Vestup wallet via bank transfer or card. Your dedicated virtual account is always available.

04

Watch It Grow

Monitor your portfolio in real-time from your dashboard. Track performance and earnings daily.

05

Receive Returns

Returns are credited to your wallet automatically on schedule, without manual intervention.

06

Build Long-Term

Reinvest earnings for compounding growth. Build generational wealth over time.

Investment Plans

Choose Your Growth Path

90 Days

Starter

8%return

Perfect for first-time investors looking to grow their savings steadily.

  • Minimum ₦100,000 investment
  • 8% guaranteed return
  • 90-day lock period
  • Monthly interest accrual
  • Capital protection

₦500k invested returns

540,000 at maturity

Start with Starter
Most Popular
6 Months

Growth

16%return

Our most popular plan — ideal for investors who want meaningful, consistent growth.

  • Minimum ₦100,000 investment
  • 16% guaranteed return
  • 6-month term
  • Bi-monthly interest accrual
  • Priority support

₦500k invested returns

580,000 at maturity

Start with Growth
12 Months

Premium

35%return

Maximum returns for serious investors with a long-term wealth-building mindset.

  • Minimum ₦100,000 investment
  • 35% guaranteed return
  • 12-month term
  • Quarterly interest accrual
  • Dedicated relationship manager

₦500k invested returns

675,000 at maturity

Start with Premium

Returns Calculator

See Your Money Grow

₦100k₦10M

Total Return

80,000

Maturity Value

580,000

Monthly Income

13,333

"Wealth is not about how much you earn. It is about how intelligently your money works while you sleep."

Security

Every investment is backed by capital protection, insurance, and regulatory compliance.

Growth

Portfolio allocations are optimized for maximum risk-adjusted returns.

Transparency

Real-time reporting, audited financials, and full visibility into your portfolio.

Long-term

We build relationships with investors for generational wealth, not quick wins.

What We Invest In

Investment Instruments

Government Securities

FGN Bonds and Treasury Bills backed by the full faith of the Federal Government of Nigeria.

Corporate Bonds

High-grade bonds issued by top-tier Nigerian corporates with strong credit ratings.

Money Market

Short-term liquid instruments for capital preservation with competitive yields.

Fixed Income Funds

Diversified fixed income portfolios managed by SEC-registered professionals.

Private Debt

Structured lending facilities to creditworthy businesses with enhanced returns.

Diversified Funds

Blended portfolios across all instrument classes for optimal risk-adjusted returns.

Testimonials

What Investors Say

"I started with the Growth plan 8 months ago and have seen consistent returns. The platform is intuitive and the team is responsive. Vestup has completely changed how I think about savings."

Emeka Obi

Civil Engineer, Lagos

"As a busy professional, I needed something reliable and hands-off. Vestup's Premium plan has been delivering exactly that. 35% annual return is no joke — and they've been consistent."

Dr. Fatima Abubakar

Medical Doctor, Abuja

"I've tried various investment platforms but Vestup stands out for its transparency and the quality of its customer support. My portfolio has grown 28% this year alone."

Tunde Adeyinka

Tech Entrepreneur, Lagos

FAQs

Common Questions

Your wealth journey starts today.

Join 18,400+ investors who are building structured wealth with Vestup. Open your account in under 5 minutes.